Management Committee

Mashrur Arefin

Managing Director
& CEO

MA, University of Dhaka
MBA, Victoria University, Melbourne, Australia

Mashrur Arefin started his career in 1995 with ANZ Grindlays Bank, Bangladesh, as a Management Trainee. The last position he held at ANZ was as Head of Consumer Finance, Bangladesh. He also worked in Standard Chartered Bank, Qatar and ANZ Banking Group in Melbourne, Australia. Later, he held the position of Director for American Express Bank, Bangladesh and also worked in Citibank N.A. for a brief period as its Resident VP, Bangladesh. The last position he held was of Head of Consumer Banking at Eastern Bank Ltd, before joining City Bank in 2007. Arefin's diverse experience at City Bank is showcased in the fact that he worked as Chief Operating Officer (COO) of the Bank and also served as its Business Head of SME, Retail Banking, Cards, Agent Banking and Digital Financial Services (DFS). From 2007 to 2018, he was also the Chief Communications Officer (CCO) of the Bank. Arefin was appointed as MD & CEO of the Bank in January 2019.

Sheikh Mohammad Maroof

Additional Managing Director,
Head of Wholesale Banking, Trade Services, SME – Small & Micro Finance

Master of Commerce in Finance, University of Dhaka

Sheikh Mohammad Maroof started his career in 1995 with American Express Bank, Bangladesh, as a Management Trainee. The last position he held was that of Director and Head of Financial Market Services & Treasury. He also possesses the experience of working as Head of Treasury at Eastern Bank Ltd, before joining City Bank in 2007.

Md. Abdul Wadud

Deputy Managing Director,

Head of Commercial and Medium Business

Master of Science in Statistics, Jahangirnagar University
MBA, Victoria University, Melbourne, Australia

Md. Abdul Wadud started his career in 1996 with Eastern Bank Ltd. as a Management Trainee. He served at the bank in various capacities, including as the In-charge of Export & General Banking of Branch, Branch Manager and Unit Head of Corporate Banking. The last position he held was as Head of Structured Finance at Eastern Bank Ltd, before joining City Bank in 2011. Since joining, Wadud looked after various divisions like Credit Risk Management Division, Credit Administration, Consumer Credit & Collection, Special Asset Management, Legal, Risk Management, Fraud Risk Management taking the responsibility of Chief Risk Officer and Chief Anti Money Laundering Officer. Currently he is the Deputy Managing Director and Head of Commercial, Trade and SME-M business segment. Additionally, he also looks after the Supply Chain Finance, Legal and Special Management Division. He represents The City Bank Limited as one of the nominated director in the Board of Directors and Member of the Executive Committee of IDLC Finance Limited.

Md. Mahbubur Rahman

Deputy Managing Director
& Chief Financial Officer

Chartered Accountant, The Institute of Chartered Accountants of Bangladesh (ICAB)

Md. Mahbubur Rahman has the rich experience of working in leadership roles in various important roles in multinational, local corporate and development organisations. He has worked in Leads Corporation Ltd. as Chief Financial Officer and Grameenphone for five years where he served in various capacities including Additional General Manager and Head of Revenue. His last position was as Financial Management Specialist, South Asia, in World Bank, before he joined City Bank in 2011. He represents The City Bank Limited as one of the nominated director in the Board of Directors of IDLC Finance Limited, City Bank Capital Resources Limited and City Brokerage Limited.

Mahia Juned

Deputy Managing Director
& Chief Operating Officer

BBA, Assumption University, Bangkok, Thailand

Mahia Juned started her career in 1994 with Citibank, N.A., Bangladesh. The last position she held was Resident VP & Head of Operations of Trade Services, TradeTreasury Operations, Financial Institutions and Cash Management. She joined City Bank in 2007 as Head of Project Management and subsequently promoted to Chief Operating Officer in 2019. She is the first female Deputy Managing Director in the Bank’s history and she is also the official Female Ambassador of the Bank. Mahia Juned represents The City Bank Limited as one of the nominated director in the Board of Directors of IDLC Finance Limited.

Nurullah Chaudhury

Deputy Managing Director & Head of Corporate Banking

Bachelor in Finance, USA

Nurullah Chaudhury joined City Bank as Unit Head of Corporate Banking in 2008, and was subsequently promoted as Cluster Head of RMG and textiles. Prior to City Bank, in his two-decade long career in the banking industry, he served Shamil Bank of Bahrain and Bank Al Falah in various divisions, including Corporate Banking.

Zabid Iqbal

Chief Risk Officer

MBA, Institute of Business Administration (IBA), University of Dhaka
Chartered Financial Analyst (CFA), CFA Institute, USA

Zabid Iqbal started his career in 1998 with AB Bank as a Probationary Officer. He held various senior roles at HSBC Bank in Bangladesh and Hong Kong, including Head of Wholesale Credit – Bangladesh and Senior Credit Approver - Hong Kong, overseeing large credit approvals of a few Asia-Pacific countries. He has also worked for Commercial Bank of Ceylon – Bangladesh, American Express Bank and Dhaka Bank in senior roles in Wholesale Banking, Risk, Credit and Credit Administration. He was the Deputy CEO of Kathmandu-based Nepal Bangladesh Bank, before joining City Bank in 2019.

Mesbaul Asif Siddiqui

Head of CRM

Masters in Bank Management, Bangladesh Institute of Bank Management (BIBM)
MBA in Finance, University of Dhaka

Started career in Eastern Bank as Management Trainee in 1999 and worked in different capacities. Last position held was AVP & Senior Relationship Manager under Corporate Banking for approx. 6 years. Subsequently, he joined in Commercial Bank of Ceylon for 2 years. Later, he worked for HSBC Bangladesh and HSBC Singapore for 9 years in various positions under Wholesale Banking. Joined City Bank in 2015 as EVP & Cluster Head –Manufacturing Clients, Corporate Banking. Currently, he is heading Credit Risk Management and Sustainable Finance functions of the Bank.

Md. Arup Haider

Head of Retail Banking

MBA in Finance, IBA, University of Dhaka

BSc (Hon) in Economics, Scottish Church College, Kolkata University

Md. Arup Haider started his career as a Management Trainee Officer at Prime Bank Ltd in 2003. He worked at BRAC Bank Ltd for 7 years. The last position he held at BRAC Bank was as Head of SME Underwriting. He has also worked as Head of Consumer Credit Policy in Standard Chartered Bank, before joining City Bank as Head of Credit and Collection in 2016. He was subsequently appointed as Head of Retail Banking in 2018.

Md. Ashanur Rahman

Chief Economist & Country Business Manager

Bachelors in Statistics, Jahangirnagar University
Masters in Bank Management, BIBM

Md. Ashanur Rahman started his banking career as a Management Trainee with Mercantile Bank Ltd. in 2004. He worked there in different areas including Retail, Credit, Research & Planing. In 2008 he joined at The City Bank Limited and took care of differrent areas of Risk Management including Credit, Market & Operational Risks.

A K M Saif Ullah Kowchar

Head of Internal Control & Compliance

Fellow Chartered Accountant, the Institute of Chartered Accountants of Bangladesh (ICAB)

A K M Saif Ullah Kowchar FCA has more than 18 years of experience across multi-function and multi-geography and worked for different organizations like Citibank NA (Bangladesh & Philippines), Pacific BD Telecom Ltd. and KPMG (Bangladesh & Qatar) prior to joining City Bank as Head of Internal Control & Compliance.

Md. Zafrul Hasan

Head of Digital Financial Services

MBA, Banaras Hindu University, India

Zafrul Hasan started his career in Sheba Telecom in 1995, he also worked in Pacific Telecom Ltd., Robi Axiata and lastly, in bKash before joining City Bank in 2019 as the Head of Digital Financial Services. Throughout his career, he worked intensively in distribution, sales, management, finance and project management.

Kamrul Mehedi

Head of Small Business

MBA, Dhaka,
Master in Defense Strategy, Dhaka
Graduate degree in Banking Leadership, MIT, USA

Kamrul Mehedi started his banking career at BRAC Bank in 2011 after a brief service to the Bangladesh Army. He worked in the SME Division and looked after SME funding and management of non-performing loans with special focuses on strategy implementation, Credit Risk and Recovery. In 2017, he joined City Bank as the Head of Small & Microfinance Business.

Mohammed Anisur Rahman

Head of Information Technology

Master in Business Studies, Dhaka University
Advanced Technology Professional, Grameen Star Education
Microsoft Certified Technology Specialist (MCTS)
Information Technology Infrastructure Library (ITIL) Certified

Mohammed Anisur Rahman started his career in 1997 with Smart Technologies as an IT & Business Development Analyst. He also worked in Beximco and TechnoVista Limited. Last position held was the Head of Business Analyst & Quality Control before joining BRAC Bank where he worked for 7 years in different capacities. Anisur Rahman also worked at Mercantile Bank Limited as the Deputy Head of Information Technology Division and later served HSBC Bangladesh as Applications & Development Head and Acting Chief Information Officer before joining City Bank as Head of Information Technology in 2018.

Nishat Anwar

Head of Human Resources

BBA, North South University
MBA, North South University
Post Graduate Diploma in Personnel Management, Bangladesh Institute of Management

Nishat Anwar started her career in 1997 with DHL Express, Bangladesh, as an HR Executive. She possesses several years of HR business partnering experience with global organisations, including Standard Chartered Bank, Bangladesh. She has also worked in Banglalink as Senior Manager in Employee Relations, Recruitment and Training. The last position she held was of HR Specialist in a leading Retail chain in Canada, before joining City Bank in 2018.

Md. Kafi Khan

Company Secretary

Bachelors and Masters in Accounting, Dhaka University
Doctor of Business Administration (Course Work Completed), Institute of Business Administration, University of Dhaka
Post graduate in Human Resources Management
Bachelors of Laws

Md. Kafi Khan started his career in 1998 at Monno Fabrics Ltd as Manager - MIS and Support Associate to the Management Consulate. He possesses more than 21 years of work experience in various sectors, encompassing areas such as human resources, accounts, planning and commercial, etc. The last position he held was as Company Secretary of Apollo Ispat Ltd and Group of Companies. He joined City Bank as Company Secretary in 2004. He holds Fellow membership of the Institute of Personnel Management of Bangladesh, The Institute of Certified General Accountants of Bangladesh and Institute of Internal Auditors of Bangladesh.

Muhammed Shah Alam

Head of Treasury

Master of Science in Statistics,
University of Dhaka MBA,
University of Dhaka

Muhammed Shah Alam started his career in 2002 with AB Bank as a Probationary Officer. He has vast experience of working in International Trade, Money Market, Bond Market and FOREX market. He also worked in Eastern Bank as Fixed Income & Money Market trader. Before being promoted as the Head of Treasury in 2019, he served as the Head of ALM and Money Market in City Bank.

Md. Safiul Amin

Head of Branches

Master of Commerce in Management, Dhaka University
ACBA, Institute of Business Administration (IBA), University of Dhaka

Safiul Amin, started his career as a lecturer in the Management Department of a Government University College after appearing for his Bangladesh Civil Service (BCS) examination. He started his banking career with Sonali Bank as a Financial Analyst and later joined City Bank in 2003 in the Project and Corporate Finance Department which was later renamed as Credit Risk Management Division (CRM). His last position was in the Corporate Banking Division in Prime Bank before returning to City Bank in 2016 as a Cluster Head in the Retail Banking Division. He was subsequently appointed at the Head of Branches in 2018.

Faruk Ahmed

Head of Trade Services Division

Master of Commerce in Marketing, Dhaka University

Faruk Ahmed started his career with IFIC Bank in 1993. Throughout his career, he worked in Dhaka Bank, City Bank and lastly in Local Corporate before returning to City Bank in 2020 as the Head of Trade Services Division. He has intensive work experience in Branch Banking operations, Offshore Banking Unit (OBU) operations and Trade operations.

Nurul Azam Mozumder

Head of Medium Business

Master of Science, Dhaka University
Master in Business Studies, Dhaka University

Nurul Azam Mozumder joined City Bank in 1999 as Management Trainee. During the last 21 years he held a number of roles in this bank like Business Development Manager, Branch Manager of Principal Branch, Cluster Head of Branches & Acting Head of Branches. He was subsequently appointed as the Head of Medium Business in 2021.